First Home Loan Deposit Scheme Here's what you need to know. Talk to us Phone us Email us Breadcrumbs UniBank About Us Member news & media 2019 First Home Loan Deposit Scheme 12 December 12 December UniBank has been selected by the National Housing Finance and Investment Corporation (NHFIC) as a successful panellist for the Federal Government’s First Home Loan Deposit Scheme. The Scheme will allow us to help eligible first home buyers to purchase their first home with as little as 5% deposit. Read more The scheme will commence 1 February 2020. If you want to find out if you are eligible and for further information please visit the NHFIC website.