Calculators and Tools

From home loan calculators to savings planners, our calculator and tools make it easy to manage your finances in minutes.

Calculators and tools

From mortgage repayment calculators to savings planners, our online tools make it easy to manage your finances in minutes.

Home loans

Home loan repayments

Use our calculator to find out which home loan works best for you. It helps you know how your repayments will be structured.

Refinance comparison

Use our calculator to compare two different loan options and determine which will benefit you the most

Extra home loan repayments

Calculate the amount of interest you could save and how long it takes to repay the loan by making regular additional contributions.

Borrowing power

Get an approximate idea of what you could be eligible to borrow on your home loan.

Lump sum repayments

Calculate your estimated saving by making extra lump sum contribution.

Home loan key facts sheet

Use our key facts sheet to compare the home loan options in one place.

Stamp duty

Calculate your estimated stamp duty, which is paid on top of the price of your home and can have a significant impact on the overall cost of your property.

Split home loan

Calculate your estimated saving by splitting your loan between a fixed or a variable rate.

Mortgage offset

Calculate how much an offset account could save you in interest over the life of your home loan.

Helia lenders mortgage insurance toolkit

The toolkit explains LMI and the general process of buying a home.

Tax and budget

Income tax

Use our calculator to find out which tax threshold you occupy, and approximately how much tax you’ll pay according to your income. 

Budget planner

Visualise how small changes to your spending habits can make a big difference to your savings and financial goals.

Savings and term deposits

Savings planner

Our calculator helps you visualise what your savings balance could look like in a matter of years with regular deposits.

Term deposit

Use our calculator to determine how higher interest rates on a term deposit can benefit you.

Other loans and credit cards

Personal loan repayments

Use our calculator to budget for what your loan repayments might be, and consolidate your debts.

Credit card repayments

Use our calculator to check your minimum repayment time and how much you can save making higher monthly repayments.

Car loan repayments

Use our calculator to find out how much your car loan will cost and how much you will pay in interest over the life of the loan.