Your Way Investor Home Loan

Know your future is in your hands. Get the control and flexibility you need to manage your investment, your way. 

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Your Way Investor Home Loan

Stay in control with the flexibility you need to do your home loan, your way.

  • 6.29%pa

    Your Way Home Investor Loan Basic Variable rate (Investor, P&I, LVR up to 60%)

  • 6.31%pa**

    Your Way Home Loan Basic Comparison rate (Investor, P&I, LVR up to 60%)

Is it right for your investment?

If you’re investing in a new property and you want to have control, this is the home loan for you. Manage your investment with the flexibility to change your loan as your needs change. Plan for your future and set yourself up for success, no matter what comes your way.  

What you'll get

 

Rates

Get the best of both worlds with fixed and variable rate options.

 

Fee-Free Redraws

Get the security of unlimited fee-free redraw.

 

Unlimited additional repayments

Make unlimited additional repayments on variable loans.

 

Flexibility

The ability to top-up when it suits you and switch your loan should your situation change.

Get in touch today.

Take the next step in your home loan journey.

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Talk to a Lending Specialist

We can visit you at home, call you on the phone, or speak to you on a video call.

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Apply Online

Complete an online application to fast track your home loan financing.

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Home Loan Resources

Helpful guides and checklists for whatever stage you are in your home loan journey.

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Got a Question?
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Your Way Investor Home Loan interest rates 

Principal and Interest repayments 

Get the best of both worlds with fixed and variable rate options.

Interest rates Comparison rate
Basic Variable LVR up to 60% 6.29%pa 6.31%pa**
Basic Variable LVR > 60%-80% 6.39%pa 6.41%pa**
Basic Variable LVR > 80%-90% 6.69%pa 6.71%pa**
Basic Variable LVR > 90% 7.04%pa 7.06%pa**
1 year fixed 6.29%pa 6.31%pa**
2 year fixed 6.29%pa 6.31%pa**
3 year fixed 6.09%pa 6.25%pa**
4 year fixed 6.29%pa 6.31%pa**
5 year fixed 6.29%pa 6.31%pa**
Standard Variable 8.69%pa 8.71%pa**
Variable Rollover∞ 6.29%pa 6.31%pa**
 

Interest rates effective 10 December 2024 for new business only.

Interest Only repayments  

Available when you only want to pay the interest portion of your home loan. Construction is only available with a variable rate.

  Interest rates Comparison rate
Basic Variable LVR up to 60% 6.69%pa 6.48%pa**
Basic Variable LVR > 60%-80% 6.79%pa 6.58%pa**
Basic Variable LVR > 80%-90% 7.09%pa 6.88%pa**
Basic Variable LVR > 90% 7.44%pa 7.24%pa**
1 year fixed 6.69%pa 6.35%pa**
2 year fixed 6.69%pa 6.39%pa**
3 year fixed 6.49%pa 6.37%pa**
4 year fixed 6.69%pa 6.45%pa**
5 year fixed 6.69%pa 6.48pa**
Standard Variable 9.09%pa 8.90%pa**
 

Interest rates effective 10 December 2024 for new business only.

Information 

   

Purpose

Investment and construction

Maximum Amount

Up to 90% of the property value prior to the capitalisation of Lenders Mortgage Insurance where the purpose is construction

Up to 95% of the property value including Lenders Mortgage Insurance where the purpose is not for construction

 

Repayment type

Principal and interest and Interest only

Interest rate type

Variable and/or fixed up to 5 years

Interest calculated

Daily, charged monthly

Establishment fee

Waived#

Annual fee

$0

Additional repayments

Yes – variable rate only

Offset facility

No

Redraw

Yes – fee free. Variable rate only

Split loan

Yes

Top up

Yes
     
#Until 28 February 2025.

For full details of our fees, please review the Fees and Charges brochure.

Download the Fees and Charges brochure [PDF]

 

Looking for a home loan with even more features?

 

  • Your Way Plus Investor Home Loan

    Access a loan with an offset facility and additional benefits with our package home loan for your investment property.

    Learn more

    • 6 .39
      pa %
      Your Way Plus Essential Worker variable rate (Investor, P&I, LVR up to 60%)
    • 6 .69
      pa** %
      Your Way Plus Essential Worker comparison rate (Investor, P&I, LVR up to 60%)
    • Discounted Variable rates for life of the loan
    • Establishment fee waived (normally $600)
    • Flexibility to make additional repayments on variable rate loans and up to $10k per anniversary year on fixed rate loans
    • 100% Offset facility so you can pay your loan down faster
    6 .39
    pa %
    Your Way Plus Essential Worker variable rate (Investor, P&I, LVR up to 60%)
    6 .69
    pa** %
    Your Way Plus Essential Worker comparison rate (Investor, P&I, LVR up to 60%)
    Apply Become a member

Giving back to essential workers

We know essential workers are vital to our future, that's why we're looking out for theirs. Take advantage of discounts and benefits, including fees waived, and lower rates for the term of your loan.

Learn about our package for essential workers

More information to help you on your journey

**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.

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