Money Matters Autumn 2016 available

1. You should consider whether this service is appropriate for you before acquiring it. For additional information on security please refer to our Security Guide for electronic transactions available online. Access is subject to availability and maintenance. We test mobile banking to ensure compatibility with the majority of popular devices used by members but cannot guarantee that it will be compatible with all devices and operating systems. We do not charge you for accessing your accounts using your mobile. Internet data charges and call charges may be incurred through your mobile service provider - check with your Internet Service Provider or mobile phone service provider for more details. A 3G or Wi-Fi connection is needed for the mobile banking and map features.

2. Fees and Charges and Lending criteria apply. Consumer Lending terms and conditions available online or from any UniBank branch. The following upfront fees waived for Solutions Plus Home Loan only: $600 Establishment Fee and $150 Settlement Attendance fee. Government charges will apply. Additional valuation and administration fee and additional security fee may apply. If you are refinancing a current home loan your current mortgage provider may apply fees and break costs. This offer is available for a limited time only and may be withdrawn or amended at any time. Limited offer applies to applications received from 1 February 2016 and the loan must be funded by 31 August 2016. Fee waiver applies to all new business. Top ups and switching from an existing Teachers Mutual Bank home loan are excluded. A Rewards Package fee is payable upon funding and annually. The Solutions Plus Home Loan is only available, to eligible members, with our Rewards Package. The Rewards Package fee is paid at settlement and then annually on each anniversary from the Everyday account. Terms and conditions for the Rewards Package are available on request. Fees and charges and lending criteria apply. Consumer Lending terms and conditions available online or from any of our offices.

3. Tertiary Travel Pty Ltd ABN 28 008 900 981 ATAS No. A10366 is a wholly-owned subsidiary of Teachers Mutual Bank Limited.